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Writer's pictureSARAVANAKUMAR K

Recent Trends in Banking

Updated: Sep 17, 2020


Electronics payments services

EPS is a way of paying for goods or services electronically instead of using cash or a check.

Generally we used to pay for the goods or services to online transactions through internet. This is the form of electronic payment.

Electronic Fund Transfer

EFT is simply the use of electronic means to transfer funds from one account to another without any cost for the transaction.

Electronic Clearing Services

ESS is an electronic mode of payment which includes transactions processed under (NACH) National Automated Clearing Houses.

Automated Teller Machine

ATM is an electronic banking that allows the customers to complete the basic transaction without any one's help, anyone with a credit card or debit can access cash at ATM at any time.

Mobile Banking

Mobile Banking is making the financial transactions on a mobile without any cost for transfer or commission to others.

Types of mobile Banking;

1.Mobile applications, for example; SBI Yono, Imobile by ICICI Banking, Google pay etc.

2.Mobile Banking over SMS

Like Balance enquiry, mini statement,Transfer of funds to self-accounts.




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